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CleverHubNova

Business Finance Education

Real Stories, Real Growth

Meet our graduates who've built solid foundations in business finance across different industries and career paths

Retail Management
Celestine Santos portrait

Celestine Santos

Store Operations Manager

Started as a cashier at a local grocery chain three years ago. Always struggled with understanding the financial reports that crossed my desk when I got promoted to shift supervisor. The numbers felt like a foreign language.

After completing our business finance fundamentals course in early 2025, I finally understood what those profit margins and inventory turnover rates actually meant. Now I can spot trends in our weekly reports and make suggestions that actually make sense.

Recently helped identify a pricing inconsistency that was costing our store about ₱15,000 monthly in lost revenue
Food Service
Remedios Villanueva portrait

Remedios Villanueva

Restaurant Finance Coordinator

Been working in restaurants for fifteen years, mostly front-of-house stuff. When our family decided to open our own place in 2024, I realized I knew nothing about the money side of things. Food costs, labor percentages, break-even points – it was all gibberish to me.

The course helped me understand how restaurants actually make money. Learned about tracking daily sales ratios and managing cash flow during slow periods. These weren't things you pick up from waiting tables.

Our restaurant's food cost percentage dropped from 38% to 31% after I implemented proper portion control tracking
Small Business
MR

Miguel Reyes

Hardware Store Owner

Inherited my father's hardware store in 2023 but had no clue about the financial side. Was basically flying blind – ordering inventory based on gut feeling and hoping for the best. Some months were good, others terrible, and I couldn't figure out why.

Learning about inventory management and seasonal forecasting changed everything. Now I track which products move fastest during different months and adjust my orders accordingly. Understanding markup calculations helped me price things more strategically too.

Reduced dead inventory by 40% and improved cash flow by timing purchases better with seasonal demand patterns

Different Starting Points, Shared Success

Our students come from various backgrounds and career stages, each finding their own path to financial confidence

Career Switchers

Professionals from non-finance backgrounds who need business finance skills for new roles or career advancement opportunities

Business Owners

Entrepreneurs and family business inheritors who need to understand the financial mechanics of running their operations

Fresh Graduates

Recent college graduates who want practical finance skills that weren't covered in their degree programs before entering the workforce

Mid-Career Professionals

Experienced workers who need finance knowledge for promotions or to better understand their company's business operations

Building Financial Confidence Across Industries

400+
Students Trained Since 2023
15
Different Industry Sectors
85%
Applied Skills Within 6 Months

"The course didn't promise me a new job or guaranteed income. Instead, it gave me something more valuable – the ability to understand and work with financial information in my current role. That confidence has opened up conversations and opportunities I never expected."

Former Student

Manufacturing Sector