Meet the People Behind Your Financial Growth

Real professionals with real stories, each bringing years of hands-on experience in business finance to help you build practical skills that actually matter in today's economy.

Our Team's Diverse Expertise

Each team member brings unique perspectives shaped by different career paths and real-world challenges in Philippine business finance.

Miranda Kestrel

Senior Financial Education Specialist

Cash Flow Analysis SME Finance Risk Assessment

Miranda spent twelve years working directly with small business owners across Metro Manila, helping them understand their financial statements and make better decisions. She has this knack for explaining complex financial concepts using everyday examples that actually stick. Her background includes working with over 200 local businesses, from family-owned restaurants to growing tech startups.

Dorian Caldwell

Business Strategy Mentor

Strategic Planning Market Analysis Growth Financing

After running his own consulting firm for eight years, Dorian knows what it's like to make tough financial decisions under pressure. He's particularly good at helping people see the bigger picture when they're caught up in day-to-day financial stress. His practical approach comes from having navigated three major economic shifts in the Philippines business landscape.

Persephone Vale

Digital Finance Innovation Lead

Fintech Integration Digital Payments Process Automation

Persephone bridges the gap between traditional finance and modern digital tools. She's worked with businesses transitioning from manual bookkeeping to automated systems, and understands both the opportunities and pitfalls of financial technology adoption in the Philippine market.

The Stories That Shape Our Approach

Understanding finance isn't just about numbers—it's about the real experiences that teach you what actually works when pressure mounts.

Miranda's Turning Point

Back in 2019, Miranda was consulting for a family bakery that was three months behind on supplier payments but showing steady sales growth. The owner kept focusing on increasing revenue, missing the real issue entirely.

"That's when I realized teaching cash flow isn't about formulas—it's about helping people see patterns they've been blind to."

The bakery turned around within six months once they understood their payment cycles. This experience shaped Miranda's teaching style: practical, visual, and always connected to real business situations.

Dorian's Reality Check

During the 2020 economic disruption, Dorian watched businesses with solid financial fundamentals survive while others with impressive growth stories collapsed overnight. The difference wasn't luck—it was understanding risk management.

"Financial planning isn't about predicting the future. It's about building resilience for whatever comes next."

This experience convinced him that sustainable business finance education must emphasize stability alongside growth strategies.

What Drives Our Work

Practical Application

Every concept we teach comes with real examples from Philippine businesses. Theory matters, but application transforms understanding into capability.

Honest Guidance

We share what we've learned from both successes and mistakes. Financial education works best when it includes the full picture, including what doesn't work.

Relevant Context

Business finance looks different in different markets. Our teaching reflects the realities of operating in the Philippine business environment.

We started CleverHubNova because we saw too many capable business owners making preventable financial mistakes—not from lack of intelligence, but from lack of practical financial education that actually relates to their situation.

Connect With Our Team